Corpus Christi Insurance Appraiser
Marshall Services provides insurance appraisal and umpire services in Corpus Christi, Texas and across the Coastal Bend. Corpus Christi carries two storm seasons: spring supercells cross Nueces and San Patricio counties with hail and straight-line wind, and from June the risk turns tropical — Hurricane Celia came ashore here in August 1970 and Hurricane Harvey made landfall at Rockport and Port Aransas in August 2017. Nueces, San Patricio, Aransas, Kleberg, and Refugio are first-tier coastal counties, so much of the Bend's wind-and-hail coverage is written by the Texas Windstorm Insurance Association (TWIA), the state's windstorm insurer of last resort, while rising water sits with a separate NFIP or private flood policy and the rest of the dwelling with a homeowners carrier — three policies, three adjusters, and a named-storm deductible set as a percentage of the dwelling limit. The dispute on the coast is almost always allocation: what the wind did before the water arrived. Our IAUA CPAU-certified appraiser documents directional damage patterns, failed roof coverings and openings, interior water paths above the surge line, and the coastal windstorm building code and WPI-8 compliance work a repair triggers, and separates genuine storm damage from the salt-air corrosion a carrier calls deterioration. Xactimate estimates are priced to Nueces County coastal costs and FAA Part 107 drone inspections cover elevated island homes and the low-slope commercial roofs around the Port of Corpus Christi. The appraisal clause resolves disputed coastal claims in 90–120 days for $1,000–$5,000. Serving Portland, Ingleside, Aransas Pass, Port Aransas, Rockport, Gregory, Taft, Sinton, Odem, Robstown, Mathis, Kingsville, Padre Island, and Flour Bluff.
Frequently Asked Questions
Who insures wind and hail damage in Corpus Christi?
Nueces County sits in the first tier of the Texas coast, so a large share of Coastal Bend wind-and-hail coverage is written by the Texas Windstorm Insurance Association (TWIA), the state's windstorm insurer of last resort, rather than by the homeowners carrier. Rising water and storm surge sit with a separate NFIP or private flood policy. One hurricane can therefore open three claims with three adjusters and three deductibles, and an appraiser's job is to establish what each policy actually owes.
How is wind damage separated from storm surge on a Coastal Bend claim?
By documenting each loss on its own evidence rather than arguing over the storm as a whole. We record directional damage patterns, failed roof coverings and openings, and interior water paths that begin at the ceiling instead of the floor, and we fix the high-water or surge line so everything above it can be measured against it. That separation is what keeps a Corpus Christi owner from being passed back and forth between a windstorm carrier and a flood carrier.
Will bay-area salt corrosion be used to deny my Corpus Christi claim?
It is the most common reduction we see here. Sustained onshore wind and salt air wear fasteners, flashing, and HVAC coils on their own, so genuine storm damage is often written off as pre-existing deterioration. A coastal appraiser documents the difference — fresh fracture and displacement versus long-term corrosion — so the storm damage is priced as storm damage.
Which Coastal Bend communities do you serve?
We serve Corpus Christi and all of Nueces County, including Flour Bluff, Padre Island, Calallen, and Robstown, plus the San Patricio and Aransas county communities across the bay — Portland, Ingleside, Gregory, Taft, Sinton, Odem, Aransas Pass, Port Aransas, and Rockport — and south to Kingsville. We handle residential, commercial, and port-area industrial property damage claims.